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Mortgages for the self employed
Mortgages for the self employed are fairly common and readily available if you know which lenders to approach and what documentation they will require. 
- Access to the whole mortgage market
- Mortgages & remortgage's for self employed people
- Self assessment mortgages - you don't need an accountant to get a mortgage
- We could give you a decision in minutes!
Mortgages for the self employed often to be called self cert mortgages are available in today's market, there are distinct differences between a self employed mortgage and a self cert mortgage which we will hopefully explain here.
A self cert mortgage, years ago used to mean the borrower 'self certified' his income and no proof of income was required, the practice of self certifying your own income for mortgage purposes doesn't happen any more, lenders will always want proof of income or at the very, very least proof of self employment.
You can apply for a self employed mortgage if you can answer yes to any of the following:
- You have been trading for at least 12 months
- You have an accountant with at least 1 years accounts
- You do self assessment - even if you submit your tax assessment yourself
If you can answer yes to any of the above then its likely we ca help with your self employed mortgage.
Don't hang around, if you have questions or need help applying for a self employed mortgage or remortgage contact us today
