Self cert secured loans
If your self employed with an accountant or self employed but don't have up to date accounts we can help arrange a self cert secured loan with interest rates starting from 7.9%!
Self cert secured loans, for people who run their own business but do not have accounts!
- Loans from £5,000 to £500,000 - for any purpose
- Self employed secured loans with no accounts - Self cert loans!
- Completion usually within 14 days
- Quick decisions, confidential advice
What with the mortgage market pretty much seeing the end of self cert mortgages, people thought self cert secured loans were going to be abolished also - thankfully, as long as your bank statements will confirm your income, our self cert loans will allow you to submit loan application without an accountant or other proof of income!
What proof of income is needed for a self cert loan?
As the name suggests, a self cert secured loan doesn't require accounts or an accountants reference, the self cert secured loans will allow self employed people with no accounts to apply for up to £100,000 for any purpose, as long as you earn a minimum of £30,000 and your bank statements will confirm this much is passing through your account.
This means that anyone from directors or sole traders can free up equity in their property even if they have not been taking a full wage or not been keeping their accounts up to date, even if you have never had accounts we can still help!
Self cert secured loans with bad credit
Some of the secured loan products available today will allow for some adverse credit to be registered on your credit file but the exact amount that will be allowed by the lenders will be determined by both your credit file and the loan to value on the property.
The self cert secured loans will also allow some forms of bad credit but its best to speak to us in the first instance so we can be sure your getting the right secured loan advice.
For self certification, bad credit and self employed secured loans, contact us today!
