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   <channel>
    	<title>Baker Financial RSS Feed</title>
		<link>http://www.bakerfinancial.co.uk/</link>  		
		<description>Articles and advice for financial solutions including loans, Brisging / commercial finance, Mortgages, Remortgage's and debt help</description> 
		<copyright>Baker Financial 2008. All rights reserved.</copyright>		
<item>
	<title>Mortgage Calculator</title>
   		<link>http://www.bakerfinancial.co.uk/mortgage-calculator.html</link>
			<description>Mortgage calculator showing monthly payments for both capital repayment and interest only mortgage &amp; remortgage payment options</description>
		<category>Loans</category>
	</item>
<item>
	<title>Loan Calculator</title>
   		<link>http://www.bakerfinancial.co.uk/loan-calculator.html</link>
			<description>Loan calculator showing monthly payments, interest over loan term and total repayable over term...</description>
		<category>Loans</category>
	</item>
<item>
	<title>Loan payments for £40,000, £41,000, £42,000, £43,000 and £44,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-40k-44k.html</link>
			<description>Loans for any purpose, payment tables and guides for loans of 40000, 41000, 42000, 43000, 44000, with links to more detailed payment matrix, get loans approved online...</description>
		<category>Loans</category>
	</item>
<item>
	<title>Loan payments for £35,000, £36,000, £37,000, £38,000 and £39,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-35k-39k.html</link>
			<description>Loans for any purpose, payment tables and guides for loans of 35000, 36000, 37000, 38000, 39000, with links to more detailed payment matrix, get loans approved online...</description>
		<category>Loans</category>
	</item>
<item>
	<title>Loan payments for £30,000, £31,000, £32,000, £33,000 and £34,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-30k-34k.html</link>
			<description>Loans for any purpose, payment tables and guides for loans of 30000, 31000, 32000, 33000, 34000, with links to more detailed payment matrix, get loans approved online...</description>
		<category>Loans</category>
	</item>		
<item>
	<title>Loan payments for £25,000, £26,000, £27,000, £28,000 and £29,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-25k-29k.html</link>
			<description>Loans for any purpose, payment guides for loans of 25000, 26000, 27000, 28000, 29000, with links to more detailed payment tables and loan guides, the easy way to get loans approved online...</description>
		<category>Loans</category>
	</item>		
<item>
	<title>Loan payments for £20,000, £21,000, £22,000, £23,000 and £24,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-20k-24k.html</link>
			<description>Homeowner loans for any purpose, showing loan payment guides for 20000, 21000, 22000, 23000, 24000, for example payments and links to more detailed payment tables, cheap loans for the credit crunch...</description>
		<category>Loans</category>
	</item>	
<item>
	<title>Loan payments for £15,000, £16,000, £17,000, £18,000 and £19,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-15k-19k.html</link>
			<description>Loans for any purpose, showing loan payment guides for 15000, 16000, 17000, 18000, 19000, with example payments and links to more detailed payment tables - access to special deals and homeowner loans...</description>
		<category>Loans</category>
	</item>				
<item>
	<title>Loan payments for £10,000, £11,000, £12,000, £13,000 and £14,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-10k-14k.html</link>
			<description>Loans for any purpose, following our previous payment loan payment guide, view payment matrix for loans of 10000, 11000, 12000, 13000, 14000, and links to more detailed loan payment tables - access to special deals and homeowner loans...</description>
		<category>Loans</category>
	</item>							
<item>
	<title>Loans for £5,000, £6,000, £7,000, £8,000 and £9,000</title>
   		<link>http://www.bakerfinancial.co.uk/loan-5k-9k.html</link>
			<description>Loans for any purpose, payment guides for loans of 5000, 6000, 7000, 8000, 9000, with links to more detailed payment breakdown and examples - with access to special deals and homeowner loans...</description>
		<category>Loans</category>
	</item>			
<item>
	<title>10000 Secured Loan</title>
   		<link>http://www.bakerfinancial.co.uk/10000-securedloan.html</link>
			<description>10000 loan online, secured homeowner loans...</description>
		<category>Loans</category>
	</item>
<item>
	<title>15000 Secured Loan</title>
   		<link>http://www.bakerfinancial.co.uk/15000-securedloan.html</link>
			<description>15000 loan online, secured homeowner loans...</description>
		<category>Loans</category>
	</item>
<item>
	<title>20000 Secured loan</title>
   		<link>http://www.bakerfinancial.co.uk/20000-securedloan.html</link>
			<description>20000 loan online, secured homeowner loans available online...</description>
		<category>Loans</category>
	</item>
<item>
	<title>Debt Help - Get online debt help &amp; advice</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp.html</link>
			<description>Online debt advice and help, debt examples and example solutions including consolidation, debt management &amp; IVA...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Test - Free online debt test</title>
   		<link>http://www.bakerfinancial.co.uk/debt-test-online.html</link>
			<description>The debt test will allow you to see if we can without you having to phone us! Online debt help made easy with the debt test...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Help for £5,000 £6,000 £7,000 £8,000 and £9,000</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp-5k-9k-.html</link>
			<description>Det help for 5000, 6000, 7000, 8000 and 9000 - shows posible new payments for debt management plans worked out through disposable incomes, find out how much you could save...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Help for £10,000 £11,000 £12,000 £13,000 and £14,000</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp-10k-14k-.html</link>
			<description>Det help for 10000, 11000, 12000, 13000 and 14000 - shows new monthly payment examples for debt management plans worked out through example disposable incomes, find out how much you could save...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Help for £15,000 £16,000 £17,000 £18,000 and £19,000</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp-15k-19k-.html</link>
			<description>Following on from our previous examples, here we look at det help for 15000, 16000, 17000, 18000 and 19000. New payments for example debt management plans, and look into IVA's, find out how much you could save...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Help for £20,000 £21,000 £22,000 £23,000 and £24,000</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp-20k-24k-.html</link>
			<description>As debts increase so do the options available for people wanting debt solutions. Det help for 20000, 21000, 22000, 23000 and 24000 - we look at how debt management plans can help and also discuss how IVA's can help, find out how much you could save...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt Help for £25,000 £26,000 £27,000 £28,000 and £29,000</title>
       	<link>http://www.bakerfinancial.co.uk/debthelp-25k-29k-.html</link>
			<description>Det help for 25000, 26000, 27000, 28000 and 29000 - we look at how a debt management plan can help reduce your monthly payments and also discuss how IVA's can help, find out how much you could save...</description>
		<category>Debts</category>
	</item>
<item>
	<title>Debt help for £40,000 to £44,000</title>
   		<link>http://www.bakerfinancial.co.uk/debthelp-40k-44k-.html</link>
			<description>Debt help examples for debt amounts of 40,000, 41,000, 42,000, 43,000 &amp; 44000. Reduced debt repayments and consolidate debt repayments...</description>
		<category>Debts</category>
	</item>
<item>
		<title>Mortgage Payments for 110,000, 120,000, 130,000, 140,000 and 150,000</title>
       		<link>http://www.bakerfinancial.co.uk/mortgagepayments110-150.html</link>
			<description>Mortgage and remortgage payment scedule for mortgages of £110,000, £120,000, £130,000, £140,000 and £150,000 for good and bad credit, find out how much your mortgage could cost...</description>
		<category>Mortgage</category>
	</item> 		
<item>
		<title>Mortgage Payments for 310,000, 320,000, 330,000, 340,000 and 350,000</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-payments310-350.html</link>
			<description>Mortgage payments for clients with good and bad credit, find out how much your mortgage could cost...</description>
		<category>Mortgage</category>
	</item> 
<item>
		<title>Mortgage Payments for 260,000, 270,000, 280,000, 290,000 and 300,000</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-paymentmatrix260-300.html</link>
			<description>Monthly mortgage payment matrix for clients with good and bad credit, find out how much your mortgage could cost...</description>
		<category>Mortgage</category>
	</item> 
<item>
		<title>Mortgage Payments for 210,000, 220,000, 230,000, 240,000 and 250,000</title>
       		<link>http://www.bakerfinancial.co.uk/monthly-paymentmatrix210-250.html</link>
			<description>Following on from our previous product matrix which covered loans between £160,000 and £200,000 we have listed more monthly mortgage payment guides in matrix form to give you an indication of how much borrowing between £210,000 and £250,000</description>
		<category>Mortgage</category>
	</item> 
<item>
		<title>Mortgage Payments for 160,000, 170,000, 180,000, 190,000 and 200,000</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-paymentmatrix160-200.html</link>
			<description>Payment matrix for interest rates from 7 to 9 percent over 10 to 25 years for advances of 160,000 to 200,000</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Can you remortgage with poor credit?</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-poorcredit.html</link>
			<description>When people have poor credit registered against them, the question is sometimes not who should I remortgage with, but is a remortgage available with poor credit?...</description>
		<category>Mortgage</category>
	</item>
<item>
	<title>Mortgage interest types explained</title>
   		<link>http://www.bakerfinancial.co.uk/mortgage-rate-types.html</link>
			<description>The most popular mortgage interest rate types explained with easy to view interest rate illustrations, standard variable rate, fixed, capped, tracker and discounted mortgage rates explained...</description>
		<category>Mortgage</category>
	</item> 
<item>
		<title>Can you get a remortgage with defaults?</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-withdefaults.html</link>
			<description>Getting a remortgage approved with defaults will usually mean using a specialist lender as most high street lenders don't allow defaults to be registered for remortgage applications...</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Can you remortgage your credit card debts</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-creditcards.html</link>
			<description>Clearing and repaying your credit cards with a remortgage or mortgage can have many benefits, namely that fact that if you have been struggling to meet your normal monthly credit cards payments a remortgage...</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Fix your credit card debts with a debt management plan</title>
       		<link>http://www.bakerfinancial.co.uk/debtmanagement-creditcards.html</link>
			<description>Consolidating your credit card debts into a debt management plan will mean you can have one single monthly payment without increasing your debt by taking out a new loan. A debt management plan will also mean...</description>
		<category>Debts</category>
	</item> 	
<item>
		<title>Bad Credit Mortgage Top 10 Tips</title>
       		<link>http://www.bakerfinancial.co.uk/top10-guide-badcreditmortgage.html</link>
			<description>Top hints and tips to speed up your adverse credit mortgage application.</description>
		<category>Mortgage</category>
	</item> 	
<item>         	
		<title>Bad Credit Mortgage - 10 Things you should know</title>
       		<link>http://www.bakerfinancial.co.uk/Bad-credit-mortgage-10-things.html</link>
			<description>10 things you should know when applying for a mortgage with bad credit.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse Credit Mortgage - How can you benefit</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-mortgage.html</link>
			<description>How to apply for an adverse credit mortgage</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Buy to Let mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/buy-to-let.html</link>
			<description>Buy to Let mortgage applications - Buy to Let with adverse credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>CCJ Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/ccj-mortgage.html</link>
			<description>Get help with your CCJ bad credit mortgage application</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Commercial Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/commercial-mortgage.html</link>
			<description>How to apply for a commercial mortgage - how much can you borrow?</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Repair Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/credit-repair.html</link>
			<description>If you want to repair your bad credit with bad credit mortgage, adverse credit remortgage or secured finance this is for you</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Debt Consolidation Mortgage - is it the answer?</title>
       		<link>http://www.bakerfinancial.co.uk/debt-consolidation.html</link>
			<description>Struggling with your existing credit commitments and feeling overwhelmed by your existing debts? If you are then a debt consolidation mortgage could help</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Debt Management</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management.html</link>
			<description>Debt Management plans allow you to reduce your debt without borrowing more money!</description>
		<category>Debts</category>
	</item>
<item>         	
		<title>Debt Management Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management-mortgage.html</link>
			<description>Debt Management plans have been around for many years and in most cases are a welcome change of pace for people struggling with debt but what will you need to do when you want to apply for a mortgage.</description>
		<category>Debts</category>
	</item>	
<item>         	
		<title>Debt Management Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management-mortgage.html</link>
			<description>Debt Management plans have been around for many years and in most cases are a welcome change of pace for people struggling with debt but what will you need to do when you want to apply for a mortgage.</description>
		<category>Debts</category>
	</item>	
<item>         	
		<title>Individual Voluntary Arrangements</title>
       		<link>http://www.bakerfinancial.co.uk/iva.html</link>
			<description>Struggling with debt? Could an IVA be the answer your looking for?.</description>
		<category>Debts</category>
	</item>
<item>         	
		<title>Get help with Mortgage Arrears</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-arrears.html</link>
			<description>How can you deal with mortgage arrears, in this article we takle a few key questions</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Have you been refused a mortgage?</title>
       		<link>http://www.bakerfinancial.co.uk/refused-mortgage.html</link>
			<description>Let us help you find out why</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage Repossession - what options are available?</title>
       		<link>http://www.bakerfinancial.co.uk/repossession.html</link>
			<description>Repossession orders and suspended repossession orders are typically a last resort for lenders and can be incredibly stressful for the mortgage borrower.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Self Cert Mortgage - no prrof of income? No problem</title>
       		<link>http://www.bakerfinancial.co.uk/self-cert-mortgage.html</link>
			<description>Obtain a mortgage with no proof of income.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>What qualifies as adverse credit?</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-explaned.html</link>
			<description>We have a look at what constitutes adverse credit and how it can come about</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Adverse Credit Mortgage explained</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-mortgage-explained.html</link>
			<description>A mortgage is much like any other credit agreement, you agree to borrow monies (the mortgage) and pay the mortgage back over a set period of time.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse Credit Remortgage explained</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-remortgage-explained.html</link>
			<description>What is meant by the term adverse credit mortgage - what constitutes an adverse mortgage application.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Reference Agencies, who are they and what do they do</title>
       		<link>http://www.bakerfinancial.co.uk/credit-reference-angencies.html</link>
			<description>Credit reference agencies are organisations that collect and store financial and publicly available information about almost every...</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Mortgage affordability</title>
       		<link>http://www.bakerfinancial.co.uk/income-affordability.html</link>
			<description>How do lenders wor out what you can afford? We break down the barriers and axamine how the lender determines whats affordable</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage Loan to Value - how will this effect you?</title>
       		<link>http://www.bakerfinancial.co.uk/loan-to-value.html</link>
			<description>The ‘loan to value’ or LTV is the ratio between how much you want to borrow and the lenders valuation of the property - so if you wanted...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 1</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide1.html</link>
			<description>The 1st part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 2</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide2.html</link>
			<description>The 2nd part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 3</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide3.html</link>
			<description>The 3rd part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 4</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide4.html</link>
			<description>The final part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Beginners guide to bad credit mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide.html</link>
			<description>If you need a mortgage and have bad credit, the chances are you are a little unsure about where to go for the best advice...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>What can a specialise mortgage broker do?</title>
       		<link>http://www.bakerfinancial.co.uk/why-a-specialist-broker.html</link>
			<description>To start with I suppose its worth mentioning that all mortgage brokers, whether you class them as...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Can you really afford a mortgage with bad credit?</title>
       		<link>http://www.bakerfinancial.co.uk/affording-bad-credit-mortgage.html</link>
			<description>There are a large number of things to consider when applying for a mortgage with adverse credit and we will cover the majority of them here...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage with bad credit - get the FACTS</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-facts.html</link>
			<description>Its easy to get confused with all the mortgage products available from normal mortgage lender, if bad credit gets added to the mix then things can seem incredibly confusing.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Bad Credit Mortgage with CCJ's</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-ccj.html</link>
			<description>If you have CCJ's and bad credit you may be concerned that you can't apply for a mortgage. The information on this page should help you...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Fixed rate deals for adverse credit clients</title>
       		<link>http://www.bakerfinancial.co.uk/fixed-rate-mortgage.html</link>
			<description>We have searched the market and noted down some common factors relating to fixed rate mortgage deals for people with a poor credit history.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Priority debts explained</title>
       		<link>http://www.bakerfinancial.co.uk/priority-debts.html</link>
			<description>Priority debts can be a bit of a taboo for many people and understanding what qualifies as a priority debt and how...</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Credit Crunch and Mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/credit-crunch-mortgage.html</link>
			<description>There has been a lot of press over recent months about the mortgage market and in particular, the adverse credit mortgage market and how the credit crunch has affected it.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Crunch and Mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/credit-crunch-mortgage.html</link>
			<description>There has been a lot of press over recent months about the mortgage market and in particular, the adverse credit mortgage market and how the credit crunch has affected it.</description>
		<category>Mortgage</category>
	</item>
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