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   <channel>
    	<title>Baker Financial RSS Feed</title>
		<link>http://www.bakerfinancial.co.uk/</link>  		
		<description>Articles and feeds for credit impaired financial solutions including mortgage, remortgage, secured loans, debt management and IVA's</description> 
		<copyright>Baker Financial 2008. All rights reserved.</copyright>        
<item>
		<title>Can you remortgage with poor credit?</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-poorcredit.html</link>
			<description>When people have poor credit registered against them, the question is sometimes not who should I remortgage with, but is a remortgage available with poor credit?...</description>
		<category>Mortgage</category>
	</item> 
<item>
		<title>Can you get a remortgage with defaults?</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-withdefaults.html</link>
			<description>Getting a remortgage approved with defaults will usually mean using a specialist lender as most high street lenders don't allow defaults to be registered for remortgage applications...</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Can you remortgage your credit card debts</title>
       		<link>http://www.bakerfinancial.co.uk/remortgage-creditcards.html</link>
			<description>Clearing and repaying your credit cards with a remortgage or mortgage can have many benefits, namely that fact that if you have been struggling to meet your normal monthly credit cards payments a remortgage...</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Fix your credit card debts with a debt management plan</title>
       		<link>http://www.bakerfinancial.co.uk/debtmanagement-creditcards.html</link>
			<description>Consolidating your credit card debts into a debt management plan will mean you can have one single monthly payment without increasing your debt by taking out a new loan. A debt management plan will also mean...</description>
		<category>Debt Management</category>
	</item> 	
<item>
		<title>Mortgage Payment Matrix for 210,000 to 250,000 mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/monthly-paymentmatrix210-250.html</link>
			<description>Following on from our previous product matrix which covered loans between £160,000 and £200,000 we have listed more monthly mortgage payment guides in matrix form to give you an indication of how much borrowing between £210,000 and £250,000</description>
		<category>Mortgage</category>
	</item> 	
Following on from our previous product matrix which covered loans between £160,000 and £200,000 we have listed more monthly mortgage payment guides in matrix form to give you an indication of how much borrowing between £210,000 and £250,000
<item>
		<title>Mortgage Payment Matrix for borrowing 160,000 to 200,000</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-paymentmatrix160-200.html</link>
			<description>Payment matrix for interest rates from 7 to 9 percent over 10 to 25 years for advances of 160,000 to 200,000</description>
		<category>Mortgage</category>
	</item> 	
<item>
		<title>Bad Credit Mortgage Top 10 Tips</title>
       		<link>http://www.bakerfinancial.co.uk/top10-guide-badcreditmortgage.html</link>
			<description>Top hints and tips to speed up your adverse credit mortgage application.</description>
		<category>Mortgage</category>
	</item> 	
<item>         	
		<title>Bad Credit Mortgage - 10 Things you should know</title>
       		<link>http://www.bakerfinancial.co.uk/Bad-credit-mortgage-10-things.html</link>
			<description>10 things you should know when applying for a mortgage with bad credit.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse Credit Mortgage - How can you benefit</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-mortgage.html</link>
			<description>How to apply for an adverse credit mortgage</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Buy to Let mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/buy-to-let.html</link>
			<description>Buy to Let mortgage applications - Buy to Let with adverse credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>CCJ Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/ccj-mortgage.html</link>
			<description>Get help with your CCJ bad credit mortgage application</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Commercial Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/commercial-mortgage.html</link>
			<description>How to apply for a commercial mortgage - how much can you borrow?</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Repair Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/credit-repair.html</link>
			<description>If you want to repair your bad credit with bad credit mortgage, adverse credit remortgage or secured finance this is for you</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Debt Consolidation Mortgage - is it the answer?</title>
       		<link>http://www.bakerfinancial.co.uk/debt-consolidation.html</link>
			<description>Struggling with your existing credit commitments and feeling overwhelmed by your existing debts? If you are then a debt consolidation mortgage could help</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Debt Management</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management.html</link>
			<description>Debt Management plans allow you to reduce your debt without borrowing more money!</description>
		<category>Debt Management</category>
	</item>
<item>         	
		<title>Debt Management Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management-mortgage.html</link>
			<description>Debt Management plans have been around for many years and in most cases are a welcome change of pace for people struggling with debt but what will you need to do when you want to apply for a mortgage.</description>
		<category>Debt Management</category>
	</item>	
<item>         	
		<title>Debt Management Mortgage</title>
       		<link>http://www.bakerfinancial.co.uk/debt-management-mortgage.html</link>
			<description>Debt Management plans have been around for many years and in most cases are a welcome change of pace for people struggling with debt but what will you need to do when you want to apply for a mortgage.</description>
		<category>Debt Management</category>
	</item>	
<item>         	
		<title>Individual Voluntary Arrangements</title>
       		<link>http://www.bakerfinancial.co.uk/iva.html</link>
			<description>Struggling with debt? Could an IVA be the answer your looking for?.</description>
		<category>IVA</category>
	</item>
<item>         	
		<title>Get help with Mortgage Arrears</title>
       		<link>http://www.bakerfinancial.co.uk/mortgage-arrears.html</link>
			<description>How can you deal with mortgage arrears, in this article we takle a few key questions</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Have you been refused a mortgage?</title>
       		<link>http://www.bakerfinancial.co.uk/refused-mortgage.html</link>
			<description>Let us help you find out why</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage Repossession - what options are available?</title>
       		<link>http://www.bakerfinancial.co.uk/repossession.html</link>
			<description>Repossession orders and suspended repossession orders are typically a last resort for lenders and can be incredibly stressful for the mortgage borrower.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Self Cert Mortgage - no prrof of income? No problem</title>
       		<link>http://www.bakerfinancial.co.uk/self-cert-mortgage.html</link>
			<description>Obtain a mortgage with no proof of income.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>What qualifies as adverse credit?</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-explaned.html</link>
			<description>We have a look at what constitutes adverse credit and how it can come about</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Adverse Credit Mortgage explained</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-mortgage-explained.html</link>
			<description>A mortgage is much like any other credit agreement, you agree to borrow monies (the mortgage) and pay the mortgage back over a set period of time.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse Credit Remortgage explained</title>
       		<link>http://www.bakerfinancial.co.uk/adverse-credit-remortgage-explained.html</link>
			<description>What is meant by the term adverse credit mortgage - what constitutes an adverse mortgage application.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Reference Agencies, who are they and what do they do</title>
       		<link>http://www.bakerfinancial.co.uk/credit-reference-angencies.html</link>
			<description>Credit reference agencies are organisations that collect and store financial and publicly available information about almost every...</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Mortgage affordability</title>
       		<link>http://www.bakerfinancial.co.uk/income-affordability.html</link>
			<description>How do lenders wor out what you can afford? We break down the barriers and axamine how the lender determines whats affordable</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage Loan to Value - how will this effect you?</title>
       		<link>http://www.bakerfinancial.co.uk/loan-to-value.html</link>
			<description>The ‘loan to value’ or LTV is the ratio between how much you want to borrow and the lenders valuation of the property - so if you wanted...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 1</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide1.html</link>
			<description>The 1st part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 2</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide2.html</link>
			<description>The 2nd part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 3</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide3.html</link>
			<description>The 3rd part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Adverse credit mortgage guide part 4</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide4.html</link>
			<description>The final part of a guide for mortgages for people with poor credit</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Beginners guide to bad credit mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-guide.html</link>
			<description>If you need a mortgage and have bad credit, the chances are you are a little unsure about where to go for the best advice...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>What can a specialise mortgage broker do?</title>
       		<link>http://www.bakerfinancial.co.uk/why-a-specialist-broker.html</link>
			<description>To start with I suppose its worth mentioning that all mortgage brokers, whether you class them as...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Can you really afford a mortgage with bad credit?</title>
       		<link>http://www.bakerfinancial.co.uk/affording-bad-credit-mortgage.html</link>
			<description>There are a large number of things to consider when applying for a mortgage with adverse credit and we will cover the majority of them here...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Mortgage with bad credit - get the FACTS</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-facts.html</link>
			<description>Its easy to get confused with all the mortgage products available from normal mortgage lender, if bad credit gets added to the mix then things can seem incredibly confusing.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Bad Credit Mortgage with CCJ's</title>
       		<link>http://www.bakerfinancial.co.uk/bad-credit-mortgage-ccj.html</link>
			<description>If you have CCJ's and bad credit you may be concerned that you can't apply for a mortgage. The information on this page should help you...</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Fixed rate deals for adverse credit clients</title>
       		<link>http://www.bakerfinancial.co.uk/fixed-rate-mortgage.html</link>
			<description>We have searched the market and noted down some common factors relating to fixed rate mortgage deals for people with a poor credit history.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Priority debts explained</title>
       		<link>http://www.bakerfinancial.co.uk/priority-debts.html</link>
			<description>Priority debts can be a bit of a taboo for many people and understanding what qualifies as a priority debt and how...</description>
		<category>Bad Credit</category>
	</item>
<item>         	
		<title>Credit Crunch and Mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/credit-crunch-mortgage.html</link>
			<description>There has been a lot of press over recent months about the mortgage market and in particular, the adverse credit mortgage market and how the credit crunch has affected it.</description>
		<category>Mortgage</category>
	</item>
<item>         	
		<title>Credit Crunch and Mortgages</title>
       		<link>http://www.bakerfinancial.co.uk/credit-crunch-mortgage.html</link>
			<description>There has been a lot of press over recent months about the mortgage market and in particular, the adverse credit mortgage market and how the credit crunch has affected it.</description>
		<category>Mortgage</category>
	</item>
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