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Mortgage Payment Guides
| Please select the mortgage loan amount for a more detailed payment table | ||||
|---|---|---|---|---|
| £80,000 Mortgage Payments | £85,000 Mortgage Payments | £90,000 Mortgage Payments | £95,000 Mortgage Payments | £100,000 Mortgage Payments |
After viewing the payment tables below simple select one of the above for a full breakdown of monthly mortgage costs. For interest only payment tables and more detailed capital repayment tables please select from the list above.
Below we have listed mortgage payment guides for loans of £80,000, £85,000, £90,000, £95,000 and £100,000 from 5% to 9% interest rates.
Mortgage Loan Payments at 5% Capital Repayment
 |
£80,000 | £85,000 | £90,000 | £95,000 | £100,000 |
|---|---|---|---|---|---|
| 15 years | £642.28 | £682.42 | £722.57 | £762.71 | £802.85 |
| 20 years | £534.95 | £568.39 | £601.82 | £635.25 | £668.69 |
| 25 years | £473.02 | £502.58 | £532.14 | £561.71 | £591.27 |
Mortgage Loan Payments at 6% Capital Repayment
|
£80,000 | £85,000 | £90,000 | £95,000 | £100,000 |
|---|---|---|---|---|---|
| 15 years | £686.42 | £729.32 | £772.22 | £815.12 | £858.02 |
| 20 years | £581.23 | £617.56 | £653.88 | £690.21 | £726.54 |
| 25 years | £521.51 | £554.11 | £586.70 | £619.29 | £651.89 |
The lenders that allow people to borrow with previous debt problems are called sub prime, none confirming or bad credit mortgage lenders, The interest rates offered by none conforming lenders reflect that the potential borrower has had previous credit problems and the higher risk associated with sub prime lending as opposed to the high street. Many people opt for a bad credit mortgage or remortgage as a way of clearing bad debt to obtain better terms in the future, these are often called credit repair mortgages.
Mortgage Loan Payments at 7% Capital Repayment
|
£80,000 | £85,000 | £90,000 | £95,000 | £100,000 |
|---|---|---|---|---|---|
| 15 years | £731.96 | £777.71 | £823.46 | £869.21 | £914.96 |
| 20 years | £629.29 | £668.62 | £707.95 | £747.28 | £786.61 |
| 25 years | £572.07 | £607.82 | £643.58 | £679.33 | £715.09 |
Mortgage Loan Payments at 8% Capital Repayment
|
£80,000 | £85,000 | £90,000 | £95,000 | £100,000 |
|---|---|---|---|---|---|
| 15 years | £778.86 | £827.54 | £876.22 | £924.90 | £973.58 |
| 20 years | £679.01 | £721.45 | £763.89 | £806.33 | £848.77 |
| 25 years | £624.53 | £663.56 | £702.59 | £741.62 | £780.66 |
Mortgage Loan Payments at 9% Capital Repayment
|
£80,000 | £85,000 | £90,000 | £95,000 | £100,000 |
|---|---|---|---|---|---|
| 15 years | £827.06 | £878.75 | £930.44 | £982.13 | £1,033.82 |
| 20 years | £730.31 | £775.95 | £821.60 | £867.24 | £912.89 |
| 25 years | £678.71 | £721.13 | £763.55 | £805.97 | £848.39 |
The payment schedules above are meant as a guide only and are based on fixed interest mortgage rates on a capital repayment method.
Baker Financial mortgage brokers specialise in helping clients with bad credit and those who have been refused elsewhere due to a low credit score or other issues preventing them obtaining a mortgage from the high street.
