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Monthly Mortgage Payment Guides
| Please select the mortgage loan amount for a more detailed payment table | ||||
|---|---|---|---|---|
| £160,000 Mortgage Payments | £170,000 Mortgage Payments | £180,000 Mortgage Payments | £190,000 Mortgage Payments | £200,000 Mortgage Payments |
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The example mortgage & remortgage payment tables below show details for loans of £160,000, £170,000, £180,000, £190,000, £200,000, showing interest rates from 5% to 9%.
Mortgage Loan Payment at 5% Capital Repayment
 |
£160,000 | £170,000 | £180,000 | £190,000 | £200,000 |
|---|---|---|---|---|---|
| 15 years | £1,284.56 | £1,364.85 | £1,445.13 | £1,525.42 | £1,605.70 |
| 20 years | £1,069.90 | £1,136.77 | £1,203.64 | £1,270.51 | £1,337.38 |
| 25 years | £946.03 | £1,005.16 | £1,064.29 | £1,123.41 | £1,182.54 |
A self cert mortgage would typically be slightly more expensive than a full status mortgage and the 6% rate could reflect the payments of a self cert mortgage in today's market.
Mortgage Loan Payments at 6% Capital Repayment
|
£160,000 | £170,000 | £180,000 | £190,000 | £200,000 |
|---|---|---|---|---|---|
| 15 years | £1,372.84 | £1,458.64 | £1,544.44 | £1,630.24 | £1,716.05 |
| 20 years | £1,162.46 | £1,235.11 | £1,307.77 | £1,380.42 | £1,453.08 |
| 25 years | £1,043.02 | £1,108.21 | £1,173.40 | £1,238.59 | £1,303.78 |
The monthly mortgage payments below will give you a guide as to what could be available for borrowers with poor credit.
We steered away from mortgage calculators as they assume you know what interest rate is available to you. Other factors to consider are mortgage loan to value and your income and affordability
Monthly mortgage payments at 7% Capital Repayment
|
£160,000 | £170,000 | £180,000 | £190,000 | £200,000 |
|---|---|---|---|---|---|
| 15 years | £1,463.93 | £1,555.42 | £1,646.92 | £1,738.41 | £1,829.91 |
| 20 years | £1,258.57 | £1,337.23 | £1,415.89 | £1,494.55 | £1,573.22 |
| 25 years | £1,144.14 | £1,215.65 | £1,287.16 | £1,358.67 | £1,430.18 |
Monthly mortgage payments at 8% Capital Repayment
|
£160,000 | £170,000 | £180,000 | £190,000 | £200,000 |
|---|---|---|---|---|---|
| 15 years | £1,557.73 | £1,655.09 | £1,752.44 | £1,849.80 | £1,947.16 |
| 20 years | £1,358.03 | £1,442.91 | £1,527.78 | £1,612.66 | £1,697.54 |
| 25 years | £1,249.05 | £1,327.12 | £1,405.18 | £1,483.25 | £1,561.31 |
Interest rates of 9% are becoming more common for people with really bad credit, whilst this may seem high they can allow mortgages and remortgage's to complete with very bad credit, enabling a credit repair mortgage to complete - benefiting the client for years into the future.
Monthly mortgage payments at 9% Capital Repayment
|
£160,000 | £170,000 | £180,000 | £190,000 | £200,000 |
|---|---|---|---|---|---|
| 15 years | £1,654.12 | £1,757.50 | £1,860.88 | £1,964.27 | £2,067.65 |
| 20 years | £1,460.62 | £1,551.91 | £1,643.20 | £1,734.49 | £1,825.77 |
| 25 years | £1,357.42 | £1,442.26 | £1,527.09 | £1,611.93 | £1,696.77 |
Mortgage products vary constantly and the interest rates available at the time you apply may be higher or lower than those listed above. We would strongly recommend speaking to a specialist mortgage broker.
To obtain a personalised mortgage illustration simply complete the form at the top of this page and one of our brokers will call you back.
