Mortgage Payment Guides
| Please select the mortgage loan amount for a more detailed payment table | ||||
|---|---|---|---|---|
| £210,000 Mortgage Payments | £220,000 Mortgage Payments | £230,000 Mortgage Payments | £240,000 Mortgage Payments | £250,000 Mortgage Payments |
We have listed below payment examples for mortgages, rates from 5% to 9%.
For more detailed mortgage payment tables please select a loan amount above.
Below are monthly mortgage payment guides for £210,000, £220,000, £230,000, £240,000 and £250,000 on a fixed capital repayment showing rates of 5% to 9% over 15, 20 & 25 years.
Monthly mortgage payments at 5% Capital Repayment
| £210,000 | £220,000 | £230,000 | £240,000 | £250,000 | |
|---|---|---|---|---|---|
| 15 years | £1,685.99 | £1,766.28 | £1,846.56 | £2,590.09 | £2,007.13 |
| 20 years | £1,404.25 | £1,471.11 | £1,537.98 | £1,604.85 | £1,671.72 |
| 25 years | £1,241.67 | £1,300.80 | £1,359.92 | £1,419.05 | £1,478.18 |
Borrowers who need a self cert mortgage will more than likely find the rate is slightly higher than normal due to the self cert aspect of the mortgage, a rate of 6% is more reflective of a self cert mortgage.
Monthly mortgage payments at 6% Capital Repayment
| £210,000 | £220,000 | £230,000 | £240,000 | £250,000 | |
|---|---|---|---|---|---|
| 15 years | £1,801.85 | £1,887.65 | £1,973.45 | £2,059.26 | £2,145.06 |
| 20 years | £1,525.73 | £1,598.38 | £1,671.04 | £1,743.69 | £1,816.34 |
| 25 years | £1,368.97 | £1,434.16 | £1,499.35 | £1,564.53 | £1,629.72 |
Defaults, CCJ's, missed payments and loan arrears, called bad credit mortgages are going to mean paying a higher interest rate as its unlikely you can apply to a local high street bank or building society.
Monthly mortgage payments at 7% Capital Repayment
| £210,000 | £220,000 | £230,000 | £240,000 | £250,000 | |
|---|---|---|---|---|---|
| 15 years | £1,921.41 | £2,012.90 | £2,104.40 | £2,195.89 | £2,287.39 |
| 20 years | £1,651.88 | £1,730.54 | £1,809.20 | £1,887.86 | £1,966.52 |
| 25 years | £1,501.68 | £1,573.19 | £1,644.70 | £1,716.21 | £1,787.72 |
Monthly mortgage payments at 8% Capital Repayment
| £210,000 | £220,000 | £230,000 | £240,000 | £250,000 | |
|---|---|---|---|---|---|
| 15 years | £2,044.52 | £2,141.88 | £2,239.23 | £2,336.59 | £2,433.95 |
| 20 years | £1,782.41 | £1,867.29 | £1,952.17 | £2,037.04 | £2,121.92 |
| 25 years | £1,639.38 | £1,717.44 | £1,795.51 | £1,873.58 | £1,951.64 |
Monthly mortgage payments at 9% Capital Repayment
| £210,000 | £220,000 | £230,000 | £240,000 | £250,000 | |
|---|---|---|---|---|---|
| 15 years | £2,171.03 | £2,274.41 | £2,377.80 | £2,481.18 | £2,584.56 |
| 20 years | £1,917.06 | £2,008.35 | £2,099.64 | £2,190.93 | £2,282.22 |
| 25 years | £1,781.61 | £1,866.45 | £1,951.29 | £2,036.13 | £2,120.96 |
Mortgage products vary and the interest rates available at the time you apply may be higher or lower than those listed above.
The mortgage payment matrix above do not include costs such as mortgage application fees, valuation and legal fees which will vary greatly depending on the mortgage type and your circumstances but they should give a good indication of the monthly payment depending on your credit and term needed. We would suggest contacting a specialist mortgage broker in order to get a complete mortgage illustration - contact us today.



