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Bad credit effecting your mortgage application?
Apply for you credit report
Applying for your credit report is easy with Baker Financial.
We have linked up with CreditExpert from Experian, which means you can get 30 days free access to your credit report online.
The credit report link will entitle you to a free 30 days access to your credit report online. After the 30 days, CreditExpert charge £6.99 per month for this service. If you do not want continued access to your credit report and other services simply cancel the free trial period before the 30 days are up and no charges will apply, if you do want continued access to your report, simply do nothing, the first 30 days are still free.
use our experience to get the best results possible
What can a credit report show me?
Your credit report will be able to show you what a lender sees when they credit check you for financial applications. This will include a payment profile for your creditors showing which months payments were made and which were not. It will also show when you took out the credit and, if you have repaid any credit it will show when the credit was repaid.
Your credit report will also show any defaults and CCJ's which are registered as well as mortgage's and secured loans.
If you need help reading your credit report we will be happy to lend a hand - we can explain how each section of your credit report should be interpreted and what the different codes and payment profile payments mean in real terms.
– contact us today
