Debt Help - Speak to a debt specialist today!
| Help with your debts | ||||
|---|---|---|---|---|
| £20,000 Debt Help |
£21,000 Debt Help |
£22,000 Debt Help |
£23,000 Debt Help |
£24,000 Debt Help |
If your struggling with unsecured debts and are wanting a few solutions to help you reduce your monthly payments to something you can afford these pages should give an indication of how we can help.
- Various debt solutions available - debt consolidation, debt management, IVA
- Reduced your monthly payments - pay only what you can afford
- One single payment
- Confidential one-2-one service
- Specialist, dedicated debt advisors on hand to take your call now!
For FREE no obligation help simply complete the form and we will call you back
There are various options available for people struggling with debt, from debt consolidation, Individual Voluntary Arrangements to debt management.
The example debt management tables below show the normal creditor payment and the new creditor payment based on example disposable incomes which we work out for you based solely on what you can afford for £20,000, £21,000, £22,000, £23,000 and £24,000.
An IVA would offer different benefits and may be more suitable.
Debt help examples for £20,000
| Number of creditors | Total amount of Debt | Old debt re-payments |
New payment |
||
|---|---|---|---|---|---|
| 5 | £20,000 | £500 pm | £150 pm | ||
| 4 | £20,000 | £480 pm | £248 pm | ||
New creditor payments based on disposable income |
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Monthly payments for debt management plans, as with IVA's are based on what you can afford.
As well as looking at debt consolidation, debt management and monthly payment reductions, you may also qualify for an IVA. One of the differences between an IVA and a debt management is that the debt management payment is flexible. As your circumstances change so can the payment to your creditors.
Debt help examples for £21,000
| Number of creditors | Total amount of Debt | Old debt re-payments |
New payment |
||
|---|---|---|---|---|---|
| 5 | £21,000 | £490 pm | £248 pm | ||
| 5 | £21,000 | £520 pm | £301 pm | ||
New creditor payments based on disposable income |
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An IVA can sometimes be a better option if you are really struggling with your debts and a debt management plan would simply take too long to repay, an IVA could mean your debt free within 5 years and you may be able to get the majority of your debts written off!
Debt help examples for £22,000
| Number of creditors | Total amount of Debt | Old debt re-payments |
New payment |
||
|---|---|---|---|---|---|
| 4 | £22,000 | £450 pm | £201 pm | ||
| 3 | £22,000 | £394 pm | £178 pm | ||
New creditor payments based on disposable income |
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Our advisors can assess your circumstances and put both options in front of you so you can make an informed decision.
Debt help examples for £23,000
| Number of creditors | Total amount of Debt | Old debt re-payments |
New payment |
||
|---|---|---|---|---|---|
| 7 | £23,000 | £520 pm | £272 pm | ||
| 5 | £23,000 | £504 pm | £215 pm | ||
New creditor payments based on disposable income |
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Our debt help plans are tailored to your needs & budget so all your creditors will be getting a monthly payment based on what you can afford.
Debt help examples for £24,000
| Number of creditors | Total amount of Debt | Old debt re-payments |
New payment |
||
|---|---|---|---|---|---|
| 4 | £24,000 | £632 pm | £301 pm | ||
| 3 | £22,000 | £467 pm | £216 pm | ||
New creditor payments based on disposable income |
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Don't delay, if your struggling with debts and want to speak to a professional who can talk you through the process in plain English contact us today!
