Credit Cards & Debt Management
A debt management plan can help reduce your credit card payments, if your struggling with your minimum debt payments and want to consolidate your monthly payments into one single, affordable payment we can help!
- Reduce your payments
- Pay what you can afford
- We deal with your creditors
- Dedicated debt advisors
- Confidential, one-2-one service
Debt management will allow you to consolidate all your unsecured debt payments, including credit card debts into one singe monthly payment, the payment will be what you can afford and will be based on your disposable income!
A debt management plan is intended for people who are struggling with debt, they are meant to allow people who can't manage their payments to make one more affordable payment each and every month until the debt is repaid.
Can debt management help repay all my credit cards?
Yes! There is no limit to how many credit cards or creditors you can have on a debt management plan, as long as there are more than 2 creditors we should be able to help.
You can also put other debts on a debt management plan, not just credit card debt - for example you could put 4 credit cards, a personal loan and a bank overdraft on a debt management program - if your struggling with them then we can help!
Will I still be able to use my credit cards?
The idea of a debt management plan is to give people a way of repaying their debt at a level they can afford, obviously it wouldn't make sense to reduce all the payments and then run up more debt by using the cards - with that in mind you won't be able to use your credit cards once they are being managed by a debt plan. Although most people won't want to use them anyway, after all credit cards are one of the main sources of debt in the UK and when things get too tight to repay them, the last things most people will want to do is increase the debt by using the cards even more
Can you put my credit card debt on a debt management plan today?
Yes, once we have taken some details we can send you out everything you will need to get the ball rolling - we will even complete the paperwork for you. All you have to do is simply check the information is correct, sign and return the paperwork and we will sort everything else out.
If your struggling with credit card debt, complete the form at the top of this page now and we will call you back today!
