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Get a mortgage with bad credit
Looking for a new mortgage with bad credit? Applying for a mortgage with missed payments, defaults or CCJ's registered against you can seem difficult - we could help. Get the ball rolling by contacting us today, regardless of your circumstances, if you want a bad credit mortgage, mortgage with bad credit or an adverse mortgage, we could help secure your next purchase. 
- Bad credit mortgage
- Access to whole mortgage market
- Service standards second to none
- Thousands of products searched to get you the best bad credit mortgage deal
- Confidential one-to-one service
- Our adverse mortgage brokers already deal with every lender who could help
With access to the whole mortgage market and specialist advice our independent mortgage brokers are in a position to offer tailored solutions to suit your needs and budget
Do I need to use a bad credit mortgage specialist
Whilst there is nothing stopping you using a 'normal' mortgage broker adverse credit mortgage applications can be complicated, even to a mortgage broker if they are not familiar with the way lenders underwrite adverse mortgage applications and the sub prime application process (which can differ from a normal mortgage). We have many clients who have previously used other brokers who did not specialise in bad credit mortgage applications and the majority would agree that the service offered from our brokers far exceeded their expectations and their previous broker experiences (read our testimonials) - if you want professional mortgage advice and want to speak to someone who knows the bad credit mortgage market - contact us today.
If you need help with a mortgage application but have been refused elsewhere, have bad credit, a poor credit history or a low credit score we could help you secure next purchase. Specialist advisors and solutions tailored to your needs, requirements and budget.
Who should apply for a bad credit mortgage
Your reasons for wanting a bad credit mortgage could be varied. Typically people who apply or enquire about an adverse mortgage but have been refused elsewhere, possibly from their own bank or another high street bank or building society. You may have applied for your credit report and noticed you have a poor credit history or have had recent had defaults or CCJ's registered on your credit file and are already aware you can not apply for a 'normal' mortgage.
How much will a bad credit mortgage cost?
Bad credit mortgage applications, just like normal mortgage applications have certain costs attached to them - there will be a valuation fee, there will more than likely be a lenders arrangement fee and broker fee, you will normally also have to pay for solicitors fees for the legal conveyancing of the mortgage. Certain lenders may have special deals available to help make their products more affordable, these could include such things as a free valuation, a reduced application fee or both. In certain circumstances, if you use a professional bad credit mortgage broker, they may have access to rates not available through the lender directly which could, for example, result in lower interest payments than if the lender was approached directly by a broker who was not aware of the special deals available on the market.
The actual monthly cost of the mortgage will depend on a number of factors. 
Your mortgage broker will be able to show the possible monthly payments by way of a mortgage illustration - they will also be able to show the different mortgage deals available such as fixed rate deals or discounted rate deals along with all the associated costs and comparable interest rates.
Get help with your bad credit mortgage application?
Simply fill in the quick enquiry form & we will call you back to discuss your circumstances & requirements in person –
use our experience to get the best results possible...
