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Mortgage calculator payment tables for £85,000
< £80,000 Mortgage & Remortgage Calculator Payments £90,000 Mortgage & RemortgageCalculator Payments >
Mortgage payment tables are useful for giving a potential borrower an idea of the monthly mortgage payments for a particular size loan - unlike mortgage calculators where you enter the interest rate, payment tables allow you to compare various loan rates and sizes at a glance.
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| Initial rate |
Until | Cost for Comparison |
Max Loan to value | |
|---|---|---|---|---|
Tracker |
1.84% | 2 years | 5.0% APR | 70% |
Tracker |
1.89% | 2 years | 4.9% APR | 70% |
Tracker |
2.49% | 31 May 2012 | 5.1% APR | 75% |
Tracker |
3.49% | 20 June 2012 | 4.2% APR | 80% |
Tracker |
3.99% | 2 years | 5.4% APR | 85% |
The £85,000 mortgage calculator tables below are for guidance only, for an accurate mortgage calculation please contact us.
Monthly payment examples for £85,000 Interest Only
 |
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £283 | £354 | £425 | £495 |
| 25 years | £283 | £354 | £425 | £495 |
Mortgage payments on interest will not be affected by the mortgage term (shown above) as no capital is being repaid, you are simply paying the interest on the loan.
Interest only mortgages are a good way for people wanting to consolidate bad debt with a credit repair remortgage, as the interest on a mortgage that allows bad debt may be higher than a standard high street mortgage an interest only mortgage will help keep monthly costs down to a minimum.
Monthly payment examples for £85,000 capital repayment
|
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £637 | £682 | £729 | £777 |
| 16 years | £607 | £653 | £700 | £749 |
| 17 years | £582 | £628 | £676 | £725 |
| 18 years | £559 | £605 | £654 | £704 |
| 19 years | £539 | £586 | £634 | £685 |
| 20 years | £521 | £568 | £617 | £668 |
| 21 years | £504 | £552 | £602 | £653 |
| 22 years | £490 | £538 | £588 | £640 |
| 23 years | £476 | £525 | £575 | £628 |
| 24 years | £464 | £513 | £564 | £617 |
| 25 years | £453 | £502 | £554 | £607 |
| 26 years | £443 | £492 | £544 | £598 |
| 27 years | £433 | £483 | £536 | £590 |
| 28 years | £425 | £475 | £528. | £583 |
| 29 years | £417 | £467 | £521 | £576 |
| 30 years | £409 | £460 | £514 | £570 |
Its important to remember that the mortgage calculator tables above are a guide only and until you have spoken to a professional mortgage advisor you are unlikely to know the monthly costs of your new mortgage, for instance you may require and self cert mortgage or have special circumstances that require someone with specialist knowledge or the mortgage's that may be suitable for you.
