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Mortgage & Remortgage payment calculations for £80,000
£85,000 Mortgage & RemortgageCalculator Payments >
Mortgage payment tables can be a source of useful information to potential borrowers and allow different interest rates and mortgage terms to be compared at a glance, we have listed below monthly payment guides for loans of £80,000 on both capital repayment and interest only.
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| Initial rate |
Until | Cost for Comparison |
Max Loan to value | |
|---|---|---|---|---|
Tracker |
1.84% | 2 years | 5.0% APR | 70% |
Tracker |
1.89% | 2 years | 4.9% APR | 70% |
Tracker |
2.49% | 31 May 2012 | 5.1% APR | 75% |
Tracker |
3.49% | 20 June 2012 | 4.2% APR | 80% |
Tracker |
3.99% | 2 years | 5.4% APR | 85% |
The £80,000 mortgage calculator tables below are for guidance only, for an accurate mortgage calculation please contact us.
Monthly payment examples for £80,000 Interest Only
 |
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £266 | £333 | £400 | £466 |
| 25 years | £266 | £333 | £400 | £466 |
As you can see from the mortgage calculator examples above, the mortgage term will not affect the monthly mortgage payment for an interest only mortgage as no capital is being repaid, this is the same for bad credit mortgages and high street mortgages.
Mortgages on capital repayment, where each month you pay a portion of the capital owed and interest have slightly higher monthly repayments but you can be sure the mortgage balance will be paid at the end of the mortgage term.
Monthly payment examples for £80,000 capital repayment
|
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £599 | £642 | £686 | £731 |
| 16 years | £572 | £615 | £659 | £705 |
| 17 years | £547 | £591 | £636 | £682 |
| 18 years | £526 | £570 | £615 | £662 |
| 19 years | £507 | £551 | £597 | £645 |
| 20 years | £490 | £534 | £581 | £629 |
| 21 years | £475 | £519 | £566 | £615 |
| 22 years | £461 | £506 | £553 | £602 |
| 23 years | £448 | £494 | £541 | £591 |
| 24 years | £437 | £483 | £531 | £581 |
| 25 years | £426 | £473 | £521 | £572 |
| 26 years | £417 | £463 | £512 | £563 |
| 27 years | £408 | £455 | £504 | £556 |
| 28 years | £400 | £447 | £497 | £549 |
| 29 years | £392 | £440 | £490 | £542 |
| 30 years | £385 | £433 | £484 | £537 |
The payments for yourself will be determined by a number of factors such as your credit rating, if you want a mortgage with good credit you will be over to the left of the table, for people with need a mortgage for bad credit you will probably be somewhere between the middle and right of the mortgage table above.
