£80,000 Loan & Mortgage payment tables
Mortgage & loan payment tables can be a source of useful information to potential borrowers and allow different loan interest rates and mortgage terms to be compared at a glance, we have listed below monthly payment guides for loans of £80,000 on both capital repayment and interest only.
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The £80,000 payment tables below start from 4%, interest rates typically start from as little as 1.5% or less but it would be impossible to list every loan & mortgage type here.
The payment tables are for illustration purposes only, as everyone's circumstances are different, please contact us for an illustration tailored to your circumstances, needs and budget!
Monthly payment examples for £80,000 Interest Only
 |
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £266 | £333 | £400 | £466 |
| 25 years | £266 | £333 | £400 | £466 |
As you can see from the loan & mortgage examples above, the term will not affect the monthly payment for an interest only mortgage or loan as no capital is being repaid, this is the same for bad credit mortgages and high street loans.
Mortgages & loans on capital repayment, where each month you pay a portion of the capital owed and interest have slightly higher monthly repayments but you can be sure the mortgage or loan balance will be paid at the end of the term.
Monthly payment examples for £80,000 capital repayment
|
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £599 | £642 | £686 | £731 |
| 16 years | £572 | £615 | £659 | £705 |
| 17 years | £547 | £591 | £636 | £682 |
| 18 years | £526 | £570 | £615 | £662 |
| 19 years | £507 | £551 | £597 | £645 |
| 20 years | £490 | £534 | £581 | £629 |
| 21 years | £475 | £519 | £566 | £615 |
| 22 years | £461 | £506 | £553 | £602 |
| 23 years | £448 | £494 | £541 | £591 |
| 24 years | £437 | £483 | £531 | £581 |
| 25 years | £426 | £473 | £521 | £572 |
| 26 years | £417 | £463 | £512 | £563 |
| 27 years | £408 | £455 | £504 | £556 |
| 28 years | £400 | £447 | £497 | £549 |
| 29 years | £392 | £440 | £490 | £542 |
| 30 years | £385 | £433 | £484 | £537 |
The payments for yourself will be determined by a number of factors such as your credit rating, if you want a mortgage with good credit you will be over to the left of the table, for people with need a mortgage for bad credit you will probably be somewhere between the middle and right of the mortgage table above.
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