£80,000 Mortgage, Remortgage & loan

Sunday, February 05, 2012RSS Feed

£80,000 Loan & Mortgage payment tables

80000 loan mortgage, contact usMortgage & loan payment tables can be a source of useful information to potential borrowers and allow different loan interest rates and mortgage terms to be compared at a glance, we have listed below monthly payment guides for loans of £80,000 on both capital repayment and interest only.

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The £80,000 payment tables below start from 4%, interest rates typically start from as little as 1.5% or less but it would be impossible to list every loan & mortgage type here.

The payment tables are for illustration purposes only, as everyone's circumstances are different, please contact us for an illustration tailored to your circumstances, needs and budget!

Monthly payment examples for £80,000 Interest Only

80000 loan & mortgage payments 4% 5% 6% 7%
15 years £266 £333 £400 £466
25 years £266 £333 £400 £466

As you can see from the loan & mortgage examples above, the term will not affect the monthly payment for an interest only mortgage or loan as no capital is being repaid, this is the same for bad credit mortgages and high street loans.

Mortgages & loans on capital repayment, where each month you pay a portion of the capital owed and interest have slightly higher monthly repayments but you can be sure the mortgage or loan balance will be paid at the end of the term.

Monthly payment examples for £80,000 capital repayment

80000 mortgage payments 4% 5% 6% 7%
15 years £599 £642 £686 £731
16 years £572 £615 £659 £705
17 years £547 £591 £636 £682
18 years £526 £570 £615 £662
19 years £507 £551 £597 £645
20 years £490 £534 £581 £629
21 years £475 £519 £566 £615
22 years £461 £506 £553 £602
23 years £448 £494 £541 £591
24 years £437 £483 £531 £581
25 years £426 £473 £521 £572
26 years £417 £463 £512 £563
27 years £408 £455 £504 £556
28 years £400 £447 £497 £549
29 years £392 £440 £490 £542
30 years £385 £433 £484 £537

The payments for yourself will be determined by a number of factors such as your credit rating, if you want a mortgage with good credit you will be over to the left of the table, for people with need a mortgage for bad credit you will probably be somewhere between the middle and right of the mortgage table above.

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Please note:
The figures above do not constitute a mortgage offer of any form. Baker Financial can not be held responsible for any misprints on the tables above. For an exact quotation please contact us.
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