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£130,000 Mortgage Payment Guides
< £120,000 Mortgage & Remortgage Calculator Payments £140,000 Mortgage & Remortgage Calculator Payments >Monthly mortgage payments can vary depending on your circumstances, to help you understand the costs of mortgage payments for loans of £130,000 for both repayment and interest only we have listed some repayment tables below
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| Initial rate |
Until | Cost for Comparison |
Max Loan to value | |
|---|---|---|---|---|
Tracker |
1.84% | 2 years | 5.0% APR | 70% |
Tracker |
1.89% | 2 years | 4.9% APR | 70% |
Tracker |
2.49% | 31 May 2012 | 5.1% APR | 75% |
Tracker |
3.49% | 20 June 2012 | 4.2% APR | 80% |
Tracker |
3.99% | 2 years | 5.4% APR | 85% |
The £130,000 mortgage calculator tables below are for guidance only, for an accurate mortgage calculation please contact us.
Monthly payment examples for £130,000 Interest Only
 |
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £433 | £541 | £650 | £758 |
| 25 years | £433 | £541 | £650 | £758 |
As you can see from the mortgage calculator payments above, the mortgage term will not affect payments on an interest only mortgage as you are only paying the interest. Interest only mortgages are a good way of keeping monthly payments to a minimum, as interest only payments are less costly than repayment mortgages they are also the main mortgage loans used for buy to let mortgage products.
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Monthly payment examples for £130,000 capital repayment
|
4% | 5% | 6% | 7% |
|---|---|---|---|---|
| 15 years | £974 | £1,043 | £1,115 | £1,189 |
| 16 years | £929 | £999 | £1,071 | £1,146 |
| 17 years | £890 | £960 | £1,033 | £1,109 |
| 18 years | £855 | £926 | £1,000 | £1,076 |
| 19 years | £824 | £896 | £970 | £1,048 |
| 20 years | £797 | £869 | £944 | £1,022 |
| 21 years | £772 | £844 | £920 | £999 |
| 22 years | £749 | £823 | £899 | £979 |
| 23 years | £729 | £803 | £880 | £961 |
| 24 years | £710 | £785 | £863 | £944 |
| 25 years | £693 | £768 | £847 | £929 |
| 26 years | £677 | £753 | £833 | £916 |
| 27 years | £663 | £739 | £820 | £903 |
| 28 years | £650 | £727 | £808 | £892 |
| 29 years | £637 | £715 | £797 | £882 |
| 30 years | £626 | £704 | £787 | £873 |
*table figures rounded to the pound (£)
The payments above are for example purposes only, we would recommend speaking to a professional mortgage advisor for definitive mortgage costs for monthly payments could be different from those listed above, such as a rate of 5.25% (not shown above.
We are able to offer professional, free, no obligation advice and full mortgage quotes and illustrations tailored to your specific circumstances and budget.
