£130,000 Mortgage Payment Guides
Monthly mortgage & remortgage payment calculator guides can be a useful source of information to borrowers, we have listed below payments for £130,000 showing interest rate examples from 3% on both capital repayment and interest only.
Mortgage interest rates typically start from as little as 1.99% or less, as everyone's circumstances are different you should speak to a mortgage professional for an accurate illustration.
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The £130,000 payment tables are for illustration purposes only, please contact us for an accurate illustration.
Monthly payment examples for £130,000 Interest Only
 |
3% | 4% | 5% | 6% |
|---|---|---|---|---|
| 15 years | £325 | £433 | £541 | £650 |
| 25 years | £325 | £433 | £541 | £650 |
As you can see from the mortgage calculator payments above, the mortgage term will not affect payments on an interest only mortgage as you are only paying the interest. Interest only mortgages are a good way of keeping monthly payments to a minimum, as interest only payments are less costly than repayment mortgages they are also the main mortgage loans used for buy to let mortgage products.
some of the best mortgage deals...
| Initial rate |
Until | Cost for Comparison |
Max Loan to value | |
|---|---|---|---|---|
Tracker |
1.84% | 2 years | 5.0% APR | 70% |
Tracker |
1.89% | 2 years | 4.9% APR | 70% |
Tracker |
2.49% | 31 May 2012 | 5.1% APR | 75% |
Tracker |
3.49% | 20 June 2012 | 4.2% APR | 80% |
Tracker |
3.99% | 2 years | 5.4% APR | 85% |
Knowing the available mortgage interest rates is a good place to start in applying for a mortgage, however, in today's challenging financial market its important to speak to someone who can ensure your application goes through as smoothly and quickly as possible.
With years of experience & access to the whole mortgage market, our dedicated advisors are fully qualified & regulated with the Financial Services Authority & trained to the highest standards to ensure you get the best level of service and the best mortgage or remortgage available.
Monthly payment examples for £130,000 capital repayment
|
3% | 4% | 5% | 6% |
|---|---|---|---|---|
| 15 years | £897 | £974 | £1,043 | £1,115 |
| 16 years | £853 | £929 | £999 | £1,071 |
| 17 years | £814 | £890 | £960 | £1,033 |
| 18 years | £779 | £855 | £926 | £1,000 |
| 19 years | £748 | £824 | £896 | £970 |
| 20 years | £720 | £797 | £869 | £944 |
| 21 years | £695 | £772 | £844 | £920 |
| 22 years | £673 | £749 | £823 | £899 |
| 23 years | £652 | £729 | £803 | £880 |
| 24 years | £633 | £710 | £785 | £863 |
| 25 years | £616 | £693 | £768 | £847 |
| 26 years | £600 | £677 | £753 | £833 |
| 27 years | £585 | £663 | £739 | £820 |
| 28 years | £572 | £650 | £727 | £808 |
| 29 years | £559 | £637 | £715 | £797 |
| 30 years | £548 | £626 | £704 | £787 |
*table figures rounded to the pound (£)
The payments above are for example purposes only, we would recommend speaking to a professional mortgage advisor for definitive mortgage costs for monthly payments could be different from those listed above depending on the interest rate available to you and the type of mortgage you require.
Our dedicated brokers able to offer professional, free, no obligation advice and full mortgage quotes and illustrations tailored to your specific circumstances and budget.
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