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Mortgage, bad credit mortgage & remortgage Specialist
Baker Financial specialise in helping clients obtain bad credit mortgage's, high street mortgage's, adverse credit remortgage's, secured loan's and none financed debt solutions - regardless of your credit status we can help.
Our independent brokers are ideally placed to provide a whole of market assessment to find you the best mortgage or loan available regardless of your circumstances.
- Access to the whole mortgage market - high street and adverse credit mortgage's
- Bad Credit Mortgages - even if you have CCJ's, defaults or been refused elsewhere
- Debt Consolidation
- Credit Repair Remortgage's
- Debt Management - One single monthly payment
- Adverse Re-Mortgages or Bad Credit Re-Finance Mortgages
- Secured Loans
- Loans for Bad Credit
Helping clients obtain high street mortgages, bad credit mortgages, adverse credit remortgage deals and none financed debt solutions for clients with bad debt - whatever your situation we can help.
Our friendly, helpful advisors provide customer service that is second to none to help you get a quick decision and fast completion on a bad credit mortgage, secured loan or bad debt solution.
Making a Bad Credit Mortgage Application
Our bad credit mortgage brokers will be happy to discuss your individual needs and requirements and talk you through the whole application process to make things as easy as possible.
You must be up front about any adverse credit problems such as defaults, CCJ's, missed payments and loan or mortgage arrears in order to make sure the agreed adverse mortgage remains available throughout the underwriting process. This will also allow the lender to issue your mortgage offer as quickly as possible.
Receiving Your Adverse Mortgage Offer
Once we have submitted your mortgage application, the lender will underwrite the application and make you a bad credit or adverse credit mortgage offer. Also known as a sub-prime or credit impaired mortgage offer, it will consist of a full breakdown of mortgage costs such as interest rate details, lender fees, estimated solicitor fees and other fees including early repayment charges as well as any fee incentives such as free valuation or free legal costs.
We can also help you apply for an adverse re-mortgage, also known as a bad credit refinance mortgage.
Choosing Baker Financial for Your Bad Credit Mortgage Deal
With access to every sub-prime mortgage lender as well as access to special bad credit mortgage deals not available on the high street, our brokers are often able to find bad credit mortgage deals for people who have been refused a mortgage elsewhere.
People dealing with the debt management process often believe they cannot borrow as their debt management plan may have led to bad credit. However, sub-prime mortgage lenders have tailor-made deals available so it is likely they can still obtain a mortgage or loan.
If you are a homeowner, we can help you remortgage out of debt management with a debt management mortgage. A debt management mortgage could help clear your debts for good.
If you would like to speak to us further about a bad credit mortgage, an adverse credit remortgage or debt consolidation, either phone us directly on 0845 094 2331 or fill out the form on this page and we will call you back.
