Bad Credit Mortgage,
Adverse Remortgage & Debt Consolidation
If you have bad credit, obtaining finance can be difficult. Baker Financial specialise in helping clients obtain bad credit mortgage deals, secured loans, loans for bad credit, debt consolidation and debt management solutions
- Bad Credit Mortgage
- Access to Whole of Market

- Debt Consolidation
- CCJ's, Defaults, Refused elsewhere
- Debt Management
- Bad Debt Solutions
- Friendly, Helpful & Understanding Advisors
- Service Standards Second to None
(read out testimonials!)
Quick decision and fast completions for bad credit mortgages, secured loans and bad debt solutions.
Bad Credit Mortgage Applications
Our bad credit mortgage brokers will be happy to discuss your individual needs & requirements and talk you through the whole application process and will make things as easy as possible.
Getting a bad credit mortgage application submitted to the lender is the next step after obtaining a decision in principle which will let you know the likely mortgage rate and costs involved, which can be done by our mortgage brokers. At the mortgage application stage its important to make sure the mortgage lender receives any documentation they require as soon as possible, this may include further details of any adverse credit such as defaults, CCJ's, missed payments and loan or mortgage arrears to make sure the agreed adverse mortgage remains available throughout the underwriting process, this will also allow the lender to issue your mortgage offer as quickly as possible.
Adverse Mortgage Offers
A bad credit or adverse credit mortgage offer is one of the final steps before mortgage completion. Also known as a sub prime or credit impaired mortgage offer, it will consist of a full breakdown of mortgage costs such as interest rate details, lender fees, estimated solicitor fees and other fees such as early repayment charges as well as any fee free incentives such as free valuation or free legal costs.
We can also help you apply for an adverse re-mortgage, also known as an bad credit refinance mortgage.
With access to every sub prime mortgage lender and access to special bad credit mortgage deals not available on the high street we are often able to help with your mortgage application even if you have been refused a mortgage elsewhere.
People on debt management for instance often feel they would be unable to borrow as their debt management plan may have caused bad credit such as defaults to be registered against them, sub prime mortgage lenders have tailor made deals available so its likely they can still obtain a mortgage loan even on debt management.
If you are a homeowner we can help you remortgage out of debt management with a debt management mortgage. A debt management mortgage could help clear your debts for good.
Bad Credit Mortgage | Secured Loans | Adverse Re mortgage
...just fill in the form at the top of this page or telephone 0845 094 2331



