Baker Financial
Mortgage • Remortgage • Debt Management • Loans • Insurance
Baker Financial specialise in helping clients obtain mortgage's & remortgage's (good & bad credit), loans, secured loan's, insurance and none financed debt solutions such as debt management.
Our independent brokers are ideally placed to search the whole market to find you the best deal available, regardless of your circumstances.
Helping clients obtain high street mortgages, bad credit mortgages, adverse credit remortgage deals and none financed debt solutions - whatever your situation we can help.
Our friendly, helpful advisors provide a customer service that's second to none - quick decisions, fast completions and professional advice that works.
Applying for a debt management plan
Baker Financial also offer a debt management service, a debt management plan can help reduce your monthly unsecured creditor payments and put you back in control of your finances by allowing you to make one single, affordable monthly payment to your creditors - a debt management plan will allow a professional to manage negotiations and dealings with your creditors from day one.
The payment will be based on what you can afford, ensuring all essential living costs and priority debts are catered for - meaning your creditors will be paid what you can genuinely afford allowing you to maintain a reasonable standard of living whilst paying your creditors with one single payment each month - taking the stress out of repaying your debts.
You will see almost immediate benefits when you sign up for a debt management plan through Baker Financial - to find out how we can help you contact us today!
Making a mortgage or remortgage application
Our mortgage and remortgage brokers will be happy to discuss your individual needs and talk you through the whole application process from initial enquiry, submitting the mortgage documentation through to underwriting and completion.
We make things as easy as possible by offering straightforward, no nonsense advice that works. Our brokers will complete the majority of the paperwork for you and keep you updated through the whole process so you know exactly where your up to from start to finish, making the process of applying for a mortgage as stress free as possible.
Making a bad credit mortgage application
Our bad credit mortgage brokers will be happy to discuss your individual needs and requirements and talk you through the application process step by step and can sometimes give a decision in a matter of minutes.
You must be up front about any adverse credit problems such as defaults, CCJ's, missed payments and loan or mortgage arrears in order to make sure the agreed adverse mortgage remains available throughout the underwriting process. This will also allow the lender to issue your mortgage offer as quickly as possible.
We can also help you apply for an adverse re-mortgage, also known as a bad credit refinance mortgage.
Credit repair
If you are a homeowner, we can help you repair your credit with a remortgage, if you have debts you want to consolidate or want to pay off your existing debt management plan we could help clear your debts once and for all.
For further information on any of the services offered simply telephone 0845 094 2331 or complete the enquiry form at the top of this page



